$IRFC Indian Railway Finance Corporation Limited (IRFC)

$IRFC Indian Railway Finance Corporation Limited (IRFC) is a Navratna Public Sector Enterprise under the Ministry of Railways, Government of India. It functions as the dedicated market borrowing arm for the Indian ***** and Market MetricsMarket Capitalisation: ~₹1,15,408 CroreP/E Ratio: ~16.47Dividend Yield: ~2.38%Government Holding: 86.36% (Promoter group)Return on Equity: ~12.77%Core OperationsFunding Asset Procurement: Finances rolling stock like locomotives, coaches, and ***** Model: Uses a low-risk, cost-plus lease agreement with Indian ***** Lending: Funds institutional railway projects and capacity ***** Rating: Enjoys the highest domestic credit ratings (AAA/A1+).Strategic Expansion PlansClient Diversification: Expanding lending to other sectors beyond Indian ***** Partnerships: Co-financing multimodal logistics parks and port connectivity ***** Net Interest Margin: Aiming for ~1.65% by the end of ***** Outlook: Expecting double-digit growth in revenue and net income for FY27.