$IDFCFIRSTB reported a strong Q1 FY27 performance, with profitability improving sharply on the back of healthy business growth, lower provisioning, and improved operating efficiency. Key Financial Highlights: Net Profit: ₹1,075 crore, up 132% YoY Net Interest Income (NII): ₹5,370 crore, up 14% YoY Operating Profit: ₹2,255 crore, up 24% YoY Net Interest Margin (NIM): 6.05% Gross NPA: 1.82%, improved from 1.90% in the previous quarter. Net NPA: 0.52%, compared with 0.60% in the previous quarter. The strong quarterly performance was supported by sustained growth in the retail loan book, healthy deposit mobilisation, lower credit costs, and continued improvement in asset quality. IDFC FIRST Bank has delivered a strong earnings recovery, with improving profitability and asset quality strengthening the investment case. The sustainability of earnings growth and margin performance will remain key factors to watch in the coming quarters.

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