Canara Bank Share Price

Canara Bank Q2 Update: Investor Briefing

Canara Bank has delivered robust operational performance in its second-quarter update, characterized by accelerated credit expansion and a strategic pivot towards granular deposit accretion. With total global business expanding 15.8% year-on-year (YoY) to cross the ₹30.71 lakh crore milestone, the bank is demonstrating resilient momentum and anticipates surpassing its initial 11-12% loan growth guidance for the fiscal year. Key Financial MetricsMetricQ2 FigureYoY GrowthStrategic ContextGlobal Business₹30.71 Lakh Cr+15.8%Strong overall balance sheet expansionDomestic Advances₹12.63 Lakh Cr+16.8%Driven by power, green energy, and data centersDomestic Deposits₹15.48 Lakh Cr+11.0%Outpaced by credit, shifting focus to mobilizationStrategic Focus on Funding & MarginsFollowing an increase in the credit-deposit (CD) ratio from 75% to 80%, Canara Bank is actively realigning its focus toward robust deposit mobilization. Infrastructure: Operates a proprietary payment service provider (PSP) platform via its Ai1 ***** Leverages an expansive customer base of approximately 110 ***** Chain: Participates actively as an issuer, acquirer, and ***** commercial viability and monetization structures improve in the digital payments space, management plans to deepen its investment in new UPI-linked products and ***** Adequacy & FundraisingTo support its loan growth trajectory and maintain robust regulatory capital buffers, the Board has authorized a comprehensive ₹8,500 crore capital-raising program:AT-1 Bonds: Up to ₹4,500 crore through Basel III-compliant instruments (perpetual debt with a 5-year call option).Tier 2 Bonds: Up to ₹4,000 ***** Profile: These debt instruments hold "AA+; Stable" ratings from both ICRA and India Ratings, reflecting the bank's strong underlying credit fundamentals.

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Canara Bank Pays ₹377 Crore Annual Interest on NCDs

has confirmed the timely payment of ₹377 crore in annual interest on its outstanding non-convertible debentures (NCDs). The interest payout was credited to eligible bondholders on September 27, 2026, in accordance with the terms of the respective debt instruments. The payment reflects the bank’s servicing of its debt obligations and provides bondholders with the scheduled annual interest on their investments. Canara Bank continues to use various debt-market instruments as part of its overall funding and capital management strategy. The latest payout is part of the bank’s regular interest servicing commitments and does not represent a new fundraising activity. Investors and bondholders will continue to track the bank’s future debt issuances, repayment schedules and interest payments.

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Rajesh Exports: Why revenue quality matters

# Rajesh Exports: Why revenue quality matters Rajesh Exports Limited is facing regulatory scrutiny over its reported financials, putting the quality and verifiability of revenue at the centre of the investment discussion. SEBI's interim order questioned transactions and financial reporting involving the company's subsidiaries. **What happened:** SEBI's order examined reported subsidiary revenues of ₹15.15 lakh crore between FY21 and FY25 and raised questions around supporting documentation and certain transactions. The regulator's investigation is ongoing. Rajesh Exports has rejected the allegations and said its revenues were correctly reported, describing the issue as a communication gap with SEBI. This is important because Rajesh Exports operates in a business where revenue can become extremely large simply because gold has a high transaction value. The more useful numbers for investors are therefore gross margins, cash generation, receivables, working capital and the ability to independently verify transactions. The company also recently repaid ₹510 crore of dues to Canara Bank following a Debt Recovery Tribunal process. **My view:** The key lesson from Rajesh Exports is that very large revenue does not automatically mean a strong business. Investors need to examine how revenue is generated, whether receivables convert into cash and whether reported transactions can be independently supported. At this stage, the regulatory allegations should not be treated as a final determination. The important developments to watch are SEBI's further proceedings, the company's submissions and any findings from other regulatory authorities. **What I'm watching:** regulatory proceedings, auditor observations, receivables, operating cash flow, related-party transactions and debt obligations. **Stance:** For Rajesh Exports, financial transparency and cash-flow quality are currently more important metrics to monitor than headline revenue growth.

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Canara Bank raises ₹2,042 Cr via AT1 Bonds at 8.10%

Canara Bank

has raised ₹2,042 crore through the issuance of Basel III Additional Tier-1 (AT1) bonds, carrying a coupon rate of 8.10%. The fundraising strengthens the bank’s regulatory capital base and provides additional headroom to support balance-sheet growth, while also helping maintain capital adequacy levels as lending activity expands. AT1 bonds form part of a bank’s regulatory capital and are designed to absorb losses under specified circumstances, making them an important component of a lender’s capital structure. The funds raised can provide Canara Bank with greater flexibility to pursue credit growth across retail, corporate, MSME and other segments without relying solely on common equity for capital augmentation. The 8.10% coupon represents the cost of this capital for the bank and will be an important factor in assessing the economics of the issuance. From an investor perspective, AT1 securities generally carry higher risks than conventional senior debt because of their subordinated structure and specific regulatory loss-absorption features. The successful ₹2,042-crore issue also indicates access to the domestic capital market for regulatory capital requirements. Going forward, the key factors to monitor will include Canara Bank’s loan growth, asset quality, net interest margins, profitability and overall capital adequacy. The additional capital could support future expansion while providing a cushion against balance-sheet risks.

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Canara Bank Raises ₹2,042 Cr Through AT1 Bonds

Canara Bank has raised ₹2,042 crore through Basel III Additional Tier 1 (AT1) bonds at a coupon rate of 8.10%, strengthening its capital base and providing additional financial flexibility. AT1 bonds form part of a bank’s regulatory capital and can support capital adequacy while enabling the institution to fund future business growth. The successful fundraising provides Canara Bank with another source of long-term capital and supports its ability to expand its balance sheet while maintaining regulatory capital requirements. Raising funds through Basel III-compliant securities is also an important part of capital management for banks, particularly as lending activity and asset growth increase. The 8.10% coupon represents the cost of this capital to the bank, while the funds raised can strengthen its capital position and provide additional capacity to support lending and other business requirements. For investors, the key factors to monitor will be the impact of the additional capital on Canara Bank’s capital adequacy ratio, loan growth, profitability and overall balance-sheet expansion. The fundraising also highlights continued investor participation in the bank’s capital instruments. While the issue itself does not directly indicate future earnings growth, a stronger capital base can provide greater flexibility to pursue business expansion. Canara Bank’s asset quality, net interest margins, credit growth and return on equity will remain important indicators alongside the capital raise. Overall, the ₹2,042 crore Basel III AT1 bond issuance strengthens Canara Bank’s capital position and provides additional resources to support its future banking operations and growth plans.

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Canara Bank Raises ₹2,042 Crore Through AT1 Bond Issue

has successfully completed its ₹2,042 crore Additional Tier I (AT1) bond issuance on September 16, 2026, with the perpetual bonds carrying a coupon rate of 8.10%. The issue received strong investor participation and was oversubscribed, attracting 111 bids during the issuance process. The successful fundraising provides the bank with additional capital through Basel III-compliant AT1 instruments and strengthens its capital base. The perpetual nature of the bonds means they do not have a fixed maturity date, subject to the applicable terms and regulatory framework. The latest issuance highlights Canara Bank’s access to the domestic debt capital market and its ability to raise funds through regulatory capital instruments. Investors will track the impact of the capital raise on the bank’s capital position and future growth requirements.

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