SBFC Finance Ltd. Share Price

SBFC Finance Surges 8% Amid Strong Investor Interest

High delivery stocks as on 17/03/26

Symbol Delivered Qty KPIL 525032 SBFC 4714343 VTL 408577 MASTEK 115454 VMM 24965178 AGARWALEYE 149669 INDIAMART 301454 KFINTECH 611348 CHENNPETRO 1246509 ITI 1837946

Aye Finance

Aye Finance, launching its IPO at ₹129 to raise ₹3200 crores, appears to be a very high-risk proposition for investors. The company's financials present several red flags: an alarming 65% employee attrition rate signals deep internal issues, and its impairment losses, consuming a massive 20% of revenue, are significantly higher than peers like SBFC Finance (7%) and Five Star Business Finance (6-7%). Valued at a rich PE of 25, this pricing seems disconnected from its underlying challenges. My opinion is clear: consider it only for aggressive listing gains if the Grey Market Premium (GMP) offers a substantial premium (20-30%+) to offset the inherent risks. In contrast, SBFC Finance, trading at a PE of 23, boasts much cleaner books with lower impairment. Five Star Business Finance, with a compelling PE of 11 and robust fundamentals, seems more attractive, though its recent stock decline warrants further scrutiny. Even SBFC, a benchmark for asset quality, manages impairments around 7%. The comparison to Bajaj Finance also highlights Aye Finance's concerning work culture. For long-term investors, I Finance presents too many uncertainties.

Aye Finance IPO

Here's my take on Aye Finance's upcoming IPO. This MSME-focused NBFC, helmed by Govinda and Sanjay Sharma, is setting out to raise ₹1,010 crore between February 9-11, 2026, with shares priced at ₹122-129. While they’ve shown impressive revenue growth, a glaring red flag is their annual impairment losses, which gobble up a staggering 20% of revenue – far higher than peers like SBFC Finance or Five Star Business Finance. This points to significant challenges in loan recovery. Operationally, their finance costs are high, and combined with employee expenses, they're left with a thin 7% net margin. A worrying 65% employee attrition rate further suggests a high-pressure environment. The valuation, with a PE of around 25, seems stretched when compared to more efficient players. Given the severe loan quality issues, weak cost management, and a rich valuation, Aye Finance appears to offer limited fundamental value. Any potential listing gains would likely be purely speculative, banking on an exceptionally bullish market, rather than solid long-term prospects.

SBFC Finance: CEO Succession Confidence Leadership Commitment - "Not stepping away from SBFC" – CEO vows to stay as involved as ever. Partnership Legacy - Final CEO test is succession; company built together with Mahesh. Growth Guidance - Maintain 5–7% quarterly AUM growth outlook going forward. Key Takeaway: Aseem Dhru's hands-on commitment and reaffirmed AUM guidance signal business continuity and growth stability post-succession.

High delivery stocks as on 27/01/26

Symbol Delivered Qty SBFC 17304983 AEGISVOPAK 4459054 EIHOTEL 1413239 JSWENERGY 7436130 BASF 71060 ONESOURCE 1020791 VENTIVE 264630 CAMPUS 528629 SUMICHEM 849042 UBL 452906 KARURVYSYA 11684471 GMRAIRPORT 26635877 IKS 402955 HOMEFIRST 1080026 NHPC 24794428 BAJAJFINSV 2866819 SHYAMMETL 324950 GODREJCP 2183885