Yes Bank Ltd. Share Price

Yes Bank Ltd Q2 FY27 provisional business update

its Q2 FY27 provisional business update, which shows loans rising 23.8% year-on-year to ₹3,09,675 crore and deposits up 19.5% to ₹3,54,084 crore, with CASA at ₹1,06,255 crore (30% of deposits) and an average LCR of 131.4%; normalising for FCNR(B), advances were up 17.7% YoY and deposits 13.2% YoY, while the credit-to-deposit ratio eased to 87.5%. The bank has scheduled a board meeting for October 17, 2026 to approve unaudited standalone and consolidated results for Q2 and H1 FY27, and has closed the trading window for designated persons from October 1 until 48 hours after results publication. Separately, Yes Bank disclosed it will receive an income-tax refund of about ₹363 crore (plus interest) for Assessment Year 2017-18 following appellate orders, and continues to work within its earlier-approved framework to raise up to ₹16,000 crore via equity and debt instruments. Shares closed around ₹21.06–21.07 on October 5, up roughly 1.4–1.8% on the day, with a market capitalisation near ₹65,000–66,100 crore, amid elevated volumes after the business update.

See More

Yes Bank Q2 Loan Growth Rises by 23.8% YoY

Yes Bank (

) reported strong Q2 FY27 business momentum, with loans and advances rising 23.8% YoY to around ₹3.1 lakh crore. The loan book also grew 8.6% sequentially from ₹2.85 lakh crore in Q1 FY27, indicating that the growth is not limited to a low base effect. Deposits Are Growing Alongside Loans Deposits increased 19.5% YoY to ₹3.54 lakh crore, compared with ₹2.96 lakh crore a year earlier. Sequentially, deposits rose 12.3% from ₹3.15 lakh crore in Q1 FY27. CASA deposits increased around 7% YoY to ₹1.06 lakh crore. However, the CASA ratio declined to 30% from 33.7% a year ago and 32.7% in the previous quarter. Normalised for the special RBI scheme, the CASA ratio stood at 31.7%. The credit-to-deposit ratio also moved up to 87.5% from 84.5% a year ago, although it improved from 90.4% in Q1 FY27. My View The headline numbers are encouraging, particularly because Yes Bank is showing strong loan growth alongside nearly 20% deposit growth. For me, however, the more important question is the quality and profitability of this growth. The 23.8% loan growth is clearly positive, but the decline in the CASA ratio shows that deposit mobilisation remains an area to monitor. A bank can grow its loan book quickly, but sustainable value creation ultimately depends on the cost of deposits, margins, asset quality and return on equity. The improvement in the credit-to-deposit ratio from 90.4% in Q1 to 87.5% is also constructive from a funding perspective. But investors will need to see whether Yes Bank can maintain this growth without sacrificing pricing discipline or profitability. The stock has still fallen more than 3% in 2026 and around 8% over the past month, despite outperforming the Nifty Bank index on a year-to-date basis. That suggests the market is still waiting for stronger evidence that the improvement in operating momentum can translate into a sustained earnings recovery.

See More

YES Bank loans rise 24% as deposits grow 20%

Research Analyst: UJVIN NEVATIA (PROPRIETOR: NEVAT INVESTMENTS) | SEBI Registration No.: INH100009628 YES Bank Limited (

) reported 23.8% year-on-year growth in loans and advances to ₹3,09,675 crore as of September 30, 2026. Total deposits increased 19.5% to ₹3,54,084 crore. What happened? Loans and advances increased 8.6% sequentially from ₹2,85,539 crore in June 2026. Deposits rose 12.3% quarter-on-quarter from ₹3,15,754 crore. CASA deposits stood at ₹1,06,255 crore. The CASA ratio declined to 30% from 32.7% in the previous quarter and 33.7% a year earlier. Why does it matter? Strong loan growth indicates continued expansion in the bank's lending business. Deposit growth of 19.5% also provides funding to support this expansion. However, the decline in the CASA ratio means a smaller proportion of deposits is coming from current and savings accounts. This can affect the bank's cost of funds and margins. My view The growth numbers are encouraging, but they need to be assessed alongside funding quality and profitability. A rapidly growing loan book is valuable only if the bank maintains disciplined underwriting, healthy asset quality and adequate margins. The lower CASA ratio is therefore an important metric to monitor as the loan book expands. What I am watching next I would track net interest margin, cost of deposits, CASA ratio and asset quality in the full Q2 results. Loan growth will also need to remain balanced with deposit mobilisation to support sustainable expansion. No Recommendations Source: NDTV Profit Disclosure: I, my entity, associates or relatives do not have any holding, position or other material interest in YES Bank Limited.

See More

SMBC has become the largest shareholder detailed

SMBC has become the largest shareholder Japan’s Sumitomo Mitsui Banking Corporation (SMBC) now holds 24.9% in YES Bank and is its largest shareholder. YES Bank has said the relationship can strengthen corporate banking, risk management, governance and cross-border business opportunities. This is one of the most important structural changes for the bank because SMBC provides a large global banking partner and strategic shareholder. Strong Q1 FY27 profit growth For June 2026 quarter, YES Bank reported ₹1,071 crore net profit, up 33.7% YoY. NII increased 17.5% YoY to ₹2,786 crore. Advances grew 18.3% YoY, while deposits increased 14.3% YoY to ₹3.15 lakh crore. Asset quality has improved Gross NPA declined to 1.3% in Q1 FY27 from 1.6% a year earlier. Net NPA was only 0.2%. Gross slippages declined to ₹964 crore, compared with ₹1,458 crore in Q1 FY26. This is important because asset-quality improvement is a key part of YES Bank's turnaround story. Management transition Vinay Muralidhar Tonse became YES Bank's MD & CEO from April 6, 2026, replacing Prashant Kumar. The new leadership will be important for executing the next phase of loan growth, profitability and liability-franchise improvement. Credit-rating improvement / stable outlook YES Bank's current ratings include Moody's Ba1 with Stable outlook, S&P BB+ Stable, and domestic ratings such as CRISIL AA+ Stable and India Ratings AA+ Stable. Moody's highlighted improving governance and the strategic investment by SMBC. It also said sustained improvement in funding quality and profitability could support further rating improvement. Loan portfolio recovery / ARC-related cash flows YES Bank continues to receive funds through trusts connected with the security-receipts portfolio of loans sold to JC Flower ARC. A related disclosure was made around September 30/October 1, 2026. Recovery from legacy stressed assets can help reduce the burden of old bad loans and support the balance sheet.

See More

BREAKING: Supreme Court Notice to RBI & NPCI Over UPI MDR!

A major development has emerged in India's UPI ecosystem. The Supreme Court has issued notices to the Centre, RBI and NPCI over a plea challenging the new 0.4% Merchant Discount Rate (MDR) on specified UPI merchant transactions above ₹2,000. But there is an important point: The Supreme Court has NOT stayed the new MDR framework. The framework is currently scheduled to come into effect from October 15, 2026. ---->What Exactly Is Changing? Under the new framework: • 0.4% MDR on specified UPI Person-to-Merchant transactions above ₹2,000 • MDR capped at ₹300 for transactions of ₹75,000 and above • UPI transactions up to ₹2,000 remain free • Person-to-Person payments remain free • Around 96% of UPI merchant transactions are expected to remain unaffected So this is NOT a blanket charge on every UPI payment. ---->Why Has the Matter Reached the Supreme Court? The petition challenges the legal basis of the new MDR framework. The plea argues that the government cannot effectively withdraw the earlier zero-MDR protection for transactions above ₹2,000 without adequate statutory safeguards, transparency and consultation. ---->STOCKS IN FOCUS

MOBIKWIK YESBANK AXISBANK ---->THE BIGGER STORY This Supreme Court case is not simply about a 0.4% fee. It is about whether India's largest digital-payment network can move from: FREE UPI → MONETISED UPI If the framework survives the legal challenge, payment companies and banks could finally have a direct transaction-linked revenue stream from a portion of UPI merchant payments. ---->BOTTOM LINE Supreme Court notice ≠ MDR cancellation. The court is examining the legal challenge, but the new framework has not been stayed and is currently scheduled for implementation from October 15.

See More

YES BANK is the Official Retail Banking Partner

Direct financial impact: likely limited. This is primarily a brand/marketing partnership, not a deal that immediately adds significant revenue or profit to YES BANK. Possible positive effects: 🏦 Brand visibility: Association with Team India gives YES BANK exposure to a very large national audience. 👥 Customer acquisition: The campaign could help the bank attract younger and retail customers. 📱 Digital banking opportunity: Greater brand recognition can support the bank's digital products and retail business. 📈 Sentiment: Such announcements can temporarily improve investor sentiment, although the effect may be small compared with earnings, loan growth, asset quality and margins. The market's recent price action illustrates this distinction. YES BANK closed at ₹22.50 on September 25, 2026, while its 52-week range was ₹17.20–₹25.78. More important for the share price For YES BANK, I would pay much more attention to: Loan/advance growth NIM and profitability GNPA/NNPA and credit costs CASA/deposit growth ROA/ROE improvement SMBC-related strategic developments Digital/UPI business growth For example, the Northern Arc partnership in June 2026 was more directly connected to lending, credit origination and digital lending; YES BANK shares rose more than 3% intraday following that announcement.

See More