$YESBANK

$YESBANK Yes Bank has undergone a significant turnaround since its 2020 reconstruction, with a stronger balance sheet, improved governance, and steadily improving asset quality. The bank has focused on growing its retail and MSME loan portfolio, increasing CASA deposits, and reducing legacy stressed assets. FY25 advances exceeded ₹2.5 lakh crore, deposits crossed ₹3 lakh crore, and net profit was over ₹2,000 crore, reflecting consistent recovery in profitability. Capital adequacy remains comfortable, supporting future growth. Latest News: A major development has been the agreement for Japan’s Sumitomo Mitsui Banking Corporation (SMBC) to acquire a significant stake in Yes Bank from existing shareholders, subject to regulatory approvals. The proposed investment is expected to strengthen investor confidence, enhance governance standards, and support future business growth. The bank continues to focus on improving margins, expanding digital capabilities, and increasing retail lending. With improving fundamentals, a cleaner balance sheet, and potential strategic support from SMBC, Yes Bank offers turnaround potential, although execution and competitive pressures remain important risks.