$KARURVYSYA Interest Earned for Q1FY27 is Rs. 3,049 Crs., 18.72% growth YoY, Net Interest Income is Rs. 1,423 Crs., 31.82% growth YoY, Total Income is Rs. 3,491 Crs., 15.76% growth YoY, Pre-Provisioning Operating Profit is Rs. 1,096 Crs., 36.01% growth YoY, PBT is Rs. 1,005 Crs., 46.26% growth YoY, Net profit is Rs. 756 Crs., 44.92% growth YoY. For Q1FY27 Gross NPA 0.74% vs 0.66% in Q1FY26, Net NPA 0.19% vs 0.19% in Q1FY26. Return on Assets is 2.11% improved by 38 BPS YoY, Return on Equity is 20.24% improved by 348 BPS YoY. On QoQ basis Interest Earned is up by 5.02%, Net Interest Income is up by 4.71%, Total Income is flat to negative by 0.8%, Pre-Provisioning Operating Profit is down by 12.12%, But PBT is up by 1.64%, PAT is up by 4.24%. Total Advances is Rs. 1,04,680 Cr. as on 30th June, 2026, 17.13% Growth YoY. Capital Adequacy Ratio (CRAR) as per Basel III guidelines was at 18.61% as on 30th June, 2026 (17.36% as on June 30, 2025) as against a regulatory requirement of 11.50% This quarter’s performance reflects the discipline embedded in business model, risk management, and customer engagement.

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